There are several funding opportunities worth pursuing for a woman starting or growing a trucking company, but there is an important distinction: many federal “trucking grants” do not give money directly to an individual owner-operator to purchase a truck. The better opportunities are often women-owned business grants, startup grants, workforce programs, and contracting programs.
As of September 2, 2026, these are some of the strongest options I found:
The one I would apply for first
The Amber Grant is particularly relevant because it accepts women-owned businesses across business categories. WomensNet says it awards three $10,000 grants each month, with some monthly winners becoming eligible for $50,000 year-end awards. The next published application cutoff is September 30, 2026.
Don't overlook trucking contracts
If the company is at least 51% woman-owned and controlled, obtaining WOSB certification could ultimately be worth considerably more than a small grant. It can position the trucking company to compete for federal contracts set aside for women-owned small businesses.
SBA Women-Owned Small Business Certification
FMCSA also announced $217 million in FY2026 trucking and bus industry grants, but that shouldn't be confused with $217 million available to owner-operators. Many of those programs restrict eligibility to government agencies, nonprofits, schools and other organizations.
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